Privacy Policy

Effective date: October 27, 2026

Vivek Sharma (“we,” “us”) respects your privacy. This policy explains what information we collect through padisabilityincome.com, how we use it, and the choices you have.

Information we collect

  • Information you give us through our quote and contact forms, such as your name, email address, phone number, date of birth, sex, occupation, income range, tobacco use, state of residence, existing coverage and coverage preferences.
  • Information collected automatically when you visit, such as your IP address, browser type, pages viewed and referring site, through cookies and similar tools used for site security and analytics.

How we use it

  • To prepare quotes and contact you about your request
  • To help you apply for coverage if you choose to
  • To send articles and updates, only if you opt in
  • To operate, secure and improve this website
  • To meet legal and regulatory obligations

How we share it

We do not sell your personal information. We share it only as needed to serve you:

  • With insurance companies and general agencies, to obtain quotes and process applications you request
  • With service providers who help us run this website and our business (for example, website hosting, form and email tools), who may use it only to provide those services
  • When required by law, regulation or legal process

How we protect and keep it

We use reasonable administrative, technical and physical safeguards to protect your information. We keep it only as long as needed for the purposes above or as required by law.

Your choices

  • You can unsubscribe from emails at any time using the link in any email.
  • You can ask to see, correct or delete the information you gave us by contacting us below.
  • You can set your browser to refuse cookies; some site features may not work as a result.

Children

This website is not directed to children under 13, and we do not knowingly collect their information.

Changes

We may update this policy. The effective date above shows when it last changed.

Contact us

Vivek Sharma
PO Box 127, Norristown, PA 19408-0127
(844) 978-4835
info@padisabilityincome.com
Or use our contact form.