Vivek Sharma, CFA, CFP®, CIPM, PhD
Licensed Pennsylvania insurance producer, disability income specialist
I help Pennsylvania professionals protect the one thing every other part of their financial plan depends on: their ability to earn.
Get a personalized quote · Call (844) 978-4835
| Licensed in | Pennsylvania only |
| PA license # | 719000 |
| National Producer Number (NPN) | 17415415 |
| Mailing address | PO Box 127, Norristown, PA 19408-0127 |
| Phone | (844) 978-4835 |
| Verify my license | Pennsylvania Insurance Department producer search |
Why I focus on disability insurance
I focus on individual disability income insurance because your ability to earn an income is the foundation of everything else—your family’s lifestyle, your practice or business, and your long-term plans. Many high-earning professionals in Pennsylvania are well protected for death and retirement, yet significantly underinsured for a career-ending disability. Group plans often contain restrictive definitions, offsets, and benefit caps that leave major gaps. My work is dedicated to closing those gaps with high-quality, true own-occupation coverage designed for specialists.
Over 13 years, I’ve learned that the details in a disability policy matter more than the premium. How the contract defines disability, how long it pays, and how it treats a partial return to work decide whether a policy does its job. My work is to make those details clear before you sign anything.
How I work
- Independent. I work with multiple insurance companies and compare them for you.
- Plain language. You’ll understand what you’re buying and why.
- For the long run. I review coverage as your income and career change, and I’m here to help if you ever need to file a claim.
Credentials, education and memberships
- CFA® charterholder
- CFP® professional
- CIPM® certificant
- PhD, Molecular Biophysics
- Member, Financial Planning Association (FPA)
- 13 years in insurance and disability income planning
Financial planning
I also work as a financial planner. You can read about that work at Planning for Scientists (financial planning for scientists) and at viveksharma.us. Investment advisory services are offered through Gwynedd Wealth Partners, LLC, a Registered Investment Adviser, and are separate from the insurance services described on this site.
Let’s talk
Find out what it would take to protect your income. Get a personalized quote, or call me at (844) 978-4835.
Vivek Sharma is an independent insurance producer licensed in Pennsylvania only (License #719000, NPN 17415415) and offers products from multiple insurance companies. Not all products are available in all states. See Disclosures and our Privacy Policy.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.